:root {
    --primary: #0a2f66;
    --secondary: #ff6a00;
    --primary-dark: #08254f;
    --text: #1d2433;
    --muted: #63708a;
    --light: #f4f7fb;
    --white: #ffffff;
    --border: #dde5f0;
    --shadow: 0 12px 30px rgba(10, 47, 102, 0.08);
    --radius: 18px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
    margin: 0;
    font-family: Arial, Helvetica, sans-serif;
    color: var(--text);
    background: var(--white);
    line-height: 1.65;
}
a { color: var(--primary); text-decoration: none; }
a:hover { color: var(--secondary); }
img { max-width: 100%; height: auto; display: block; }
.container { width: min(1180px, calc(100% - 28px)); margin: 0 auto; }
.topbar {
    background: var(--primary-dark);
    color: #fff;
    font-size: 14px;
}
.topbar a { color: #fff; }
.topbar-inner {
    display: flex;
    justify-content: space-between;
    gap: 10px;
    padding: 5px 0;
    flex-wrap: wrap;
}
.site-header {
    background: #fff;
    border-bottom: 1px solid var(--border);
    position: sticky;
    top: 0;
    z-index: 1000;
}
.nav-wrap {
    display: grid;
    grid-template-columns: auto 1fr auto;
    align-items: center;
    gap: 14px;
    padding: 8px 0;
}
.brand img {
    width: 190px;
    max-width: 100%;
    height: auto;
}
.header-contact {
    display: flex;
    justify-content: flex-end;
}
.header-contact-card {
    background: linear-gradient(135deg, var(--primary), #11448f);
    color: #fff;
    padding: 8px 14px;
    border-radius: 12px;
    box-shadow: var(--shadow);
    text-align: center;
}
.header-contact-card span { display: block; font-size: 12px; text-transform: uppercase; letter-spacing: 1px; }
.header-contact-card a { color: #fff; font-size: 24px; font-weight: bold; }
.site-nav {
    display: flex;
    gap: 10px;
    justify-content: flex-end;
    flex-wrap: wrap;
    grid-column: 1 / -1;
    padding-top: 10px;
}
.site-nav a {
    padding: 10px 14px;
    border-radius: 999px;
    font-weight: 700;
    color: var(--primary);
}
.site-nav a.active,
.site-nav a:hover {
    background: linear-gradient(135deg, var(--secondary), #ff8e33);
    color: #fff;
}
.menu-toggle, .menu-icon { display: none; }
.hero {
    background: linear-gradient(135deg, rgba(10,47,102,0.96), rgba(10,47,102,0.84)), url('../img/hero-home.jpg') center/cover no-repeat;
    color: #fff;
    padding: 70px 0 50px;
}
.hero-grid {
    display: grid;
    grid-template-columns: 1.15fr 0.85fr;
    gap: 30px;
    align-items: start;
}
.hero-badge,
.section-badge {
    display: inline-block;
    background: rgba(255,255,255,0.12);
    color: #fff;
    border: 1px solid rgba(255,255,255,0.18);
    padding: 8px 14px;
    border-radius: 999px;
    font-weight: 700;
    margin-bottom: 16px;
}
.section-badge { color: var(--secondary); background: #fff2e9; border-color: #ffd2b4; }
.hero h1,
.page-hero h1 {
    font-size: clamp(34px, 4vw, 56px);
    line-height: 1.08;
    margin: 0 0 18px;
}
.hero p.lead,
.page-hero p.lead {
    font-size: 18px;
    color: rgba(255,255,255,0.92);
    margin-bottom: 24px;
}
.hero-points {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 12px;
    margin: 24px 0;
}
.hero-points div,
.mini-stat {
    background: rgba(255,255,255,0.1);
    border: 1px solid rgba(255,255,255,0.12);
    border-radius: 14px;
    padding: 12px 14px;
}
.btn-row { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 20px; }
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 13px 22px;
    border-radius: 999px;
    font-weight: 700;
    transition: 0.2s ease;
}
.btn-primary { background: var(--secondary); color: #fff; }
.btn-primary:hover { background: #e85a00; color: #fff; }
.btn-outline { background: transparent; border: 2px solid #fff; color: #fff; }
.btn-outline:hover { background: #fff; color: var(--primary); }
.card,
.form-card,
.info-card,
.service-card,
.review-card,
.cta-box,
.process-card,
.policy-card,
.quote-strip,
.feature-card {
    background: #fff;
    border-radius: var(--radius);
    box-shadow: var(--shadow);
    border: 1px solid var(--border);
}
.form-card {
    padding: 24px;
    color: var(--text);
}
.form-card h2 { margin-top: 0; font-size: 28px; color: var(--primary); }
.form-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 14px;
}
.form-grid .full { grid-column: 1 / -1; }
input, select, textarea {
    width: 100%;
    padding: 13px 14px;
    border-radius: 12px;
    border: 1px solid #cfd8e7;
    font: inherit;
    background: #fff;
}
textarea { min-height: 120px; resize: vertical; }
label { font-weight: 700; display: block; margin-bottom: 8px; color: var(--primary); }
.section { padding: 72px 0; }
.section.alt { background: var(--light); }
.section-title {
    font-size: clamp(28px, 3vw, 42px);
    margin: 0 0 14px;
    color: var(--primary);
}
.section-subtitle {
    max-width: 820px;
    color: var(--muted);
    font-size: 17px;
    margin-bottom: 28px;
}
.grid-2, .grid-3, .grid-4 {
    display: grid;
    gap: 22px;
}
.grid-2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.grid-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.grid-4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
.service-card, .feature-card, .review-card, .policy-card, .process-card, .info-card {
    padding: 24px;
}
.service-card h3,
.feature-card h3,
.review-card h3,
.policy-card h3,
.process-card h3,
.info-card h3 { margin-top: 0; color: var(--primary); }
.media-card {
    display: grid;
    grid-template-columns: 0.95fr 1.05fr;
    gap: 28px;
    align-items: center;
}
.media-card img,
.placeholder-image {
    width: 100%;
    height: auto;
    border-radius: var(--radius);
    border: 1px solid var(--border);
    box-shadow: var(--shadow);
    object-fit: contain;
    background: #fff;
}
.placeholder-note {
    margin-top: 10px;
    color: var(--muted);
    font-size: 14px;
}
.icon-list { padding-left: 18px; margin: 18px 0 0; }
.icon-list li { margin-bottom: 10px; }
.quote-strip {
    padding: 30px;
    background: linear-gradient(135deg, var(--primary), #103d84);
    color: #fff;
}
.quote-strip .btn-outline { border-color: rgba(255,255,255,0.8); }
.page-hero {
    background: linear-gradient(135deg, rgba(10,47,102,0.95), rgba(10,47,102,0.84)), url('../img/page-banner.jpg') center/cover no-repeat;
    padding: 74px 0;
    color: #fff;
}
.breadcrumbs { color: rgba(255,255,255,0.8); font-size: 15px; margin-top: 10px; }
.table-wrap { overflow-x: auto; }
table { width: 100%; border-collapse: collapse; background: #fff; }
th, td { padding: 14px; border: 1px solid var(--border); text-align: left; }
th { background: #edf4ff; color: var(--primary); }
.site-footer {
    background: #071d40;
    color: #fff;
    padding-top: 50px;
}
.site-footer a { color: #fff; }
.footer-grid {
    display: grid;
    grid-template-columns: 1.15fr 0.8fr 1fr;
    gap: 30px;
    padding-bottom: 28px;
}
.footer-logo { width: 210px; margin-bottom: 14px; }
.site-footer ul { list-style: none; padding: 0; margin: 0; }
.site-footer li { margin-bottom: 10px; }
.copyright {
    border-top: 1px solid rgba(255,255,255,0.15);
    padding: 16px 0;
    font-size: 14px;
}
.notice {
    padding: 14px 16px;
    border-radius: 12px;
    margin-bottom: 20px;
}
.notice.success { background: #e8f7ee; color: #136c38; }
.notice.error { background: #fff2f0; color: #9b1b1b; }
.floating-buttons {
    position: fixed;
    right: 18px;
    bottom: 18px;
    display: flex;
    flex-direction: column;
    gap: 10px;
    z-index: 999;
}
.float-btn {
    width: 58px;
    height: 58px;
    border-radius: 50%;
    display: grid;
    place-items: center;
    color: #fff;
    font-weight: 800;
    box-shadow: 0 10px 24px rgba(0,0,0,0.18);
}
.call-btn { background: var(--secondary); }
.whatsapp-btn { background: #1fa855; }
@media (max-width: 991px) {
    .nav-wrap { grid-template-columns: 1fr auto auto; }
    .header-contact { display: none; }
    .menu-icon {
        display: inline-flex;
        width: 44px;
        height: 44px;
        align-items: center;
        justify-content: center;
        border-radius: 10px;
        background: var(--primary);
        color: #fff;
        font-size: 24px;
        cursor: pointer;
    }
    .site-nav {
        display: none;
        width: 100%;
        flex-direction: column;
        background: #fff;
        padding: 12px 0 0;
    }
    .menu-toggle:checked ~ .site-nav { display: flex; }
    .hero-grid, .media-card, .grid-2, .grid-3, .grid-4, .footer-grid { grid-template-columns: 1fr; }
}
@media (max-width: 767px) {
    .brand img { width: 210px; }
    .hero, .page-hero, .section { padding-top: 48px; padding-bottom: 48px; }
    .hero-points, .form-grid { grid-template-columns: 1fr; }
    .topbar-inner { justify-content: center; text-align: center; }
}